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Makin' extra money

March 1st, 2018 at 12:28 pm

The time is drawing near for me to pay my credit card that I charged the hospital bill on. I'm transferring the money from my online savings, so no sweat there, but I feel the need to 'make up' for spending this money. Even though the expense was totally beyond my control. That's how I roll.

This is my list for recouping some of the money, from easiest to hardest.

Making Money:
1. $900- Sell EE savings bonds: I have bonds that my Mom purchased over the years in the 80s. She passed away 4 years ago. Her and I are co-owners on the bonds. I've been cashing them in once a year as they mature. They earn 4% so I don't want to cash in early. I'll have to wait until 2020 for the last ones to mature.

2. $100 ? - Online surveys... I haven't signed up for any yet; going to research over the weekend. This should be easy to do while vegging out at home.

3. $200 ? - Sell unwanted gold/silver jewelry - I inherited my Mom's jewelry. I don't wear any. Of course there are a few items that have sentimental value, but the rest I have no interest in. I have selected a few items and will take them to a couple reputable local dealers. Hope to get $200 or more, but I have no idea really....

4. $80-$100 - Sell a Dooney and Burke handbag. I've already listed it on Offer Up a few months ago and got several weird inquiries so I removed it. Will try my local city Facebook buy/sell pages.

Saving Money:
1. $500+ - Don't buy clothing and house decor- I would typically spend $100 or more per month on stuff out of boredom or 'I deserve it'. So if I don't buy, it's kind of like earning.

2. $200 - Suspending my massage membership for 3 months. I belong to Element Massage and have a great therapist there. I already suspended it for Jan- Mar. I will resume a couple months and suspend it again. I really enjoy my massages and not willing to give them up completely.

3. $200 - Change to cheaper cell phone service. I currently do prepaid Verizon. It's $49/month and I get great service. I need a company that uses the Verizon network due to where I live. I found one called Red Pocket. I can get a plan that would work for $20/month. It's a pain to switch and port number, and what if the service is bad. But I can save more than 50% so I should try.

4. $150 - Participate in a focus group. I signed up with a local research company. It's inconvenient to drive into Seattle on a weeknight, and hard to qualify for the surveys. I'm only willing to do it for a minimum of $100, or $150 if it's a 2 hour survey.

That's my list. It won't cover all my expenses but it's a good start.


2 Responses to “Makin' extra money”

  1. rob62521 Says:

    Before you take the jewelry in, check the gold and/or silver prices. You want to take them in when the prices are higher since they will weigh the stuff and then give you what the market is doing.

  2. snafu Says:

    Please understand the mark up on jewelry is extra ordinary. On the buying side the sales staff talk about cost of gold or silver per gram, precious or semi precious stones, design and craftsmanship. On the sell side they talk about overhead, marketability and how little silver or gold is in a piece 14K, 18K, even though 22K - 24K is major [but weak] and usually foreign. If possible check E bay to see what's on offer that may be similar Amp up your bargaining skills and be prepared to walk away if they make silly offers.

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